One of the most satisfying of small victories in the home economics world is getting rid of the accumulation of credit card debt. Some debts on credit or charge card accounts are small (relatively), but some are fairly large. The average American family has about $15,000 in credit card debt. Not a small task to tackle all at once. The worst thing you can do about it is keep paying just the minimum monthly payment. At that rate, large balances can take at least 30 to 40 years to pay off! The usual time to to pay off a modest balance on a charge card could be 5 to 10 years. At the interest rates these cards charge you, that can mean paying double or triple what your original balance was on that card. Of course, the biggest thing to do is to get the attitude of saying “No!” to the desire to buy something when you didn’t plan for it, nor need it. The big sale that isn’t More than likely, you started accumulating a balance on your charge card because of some sale. It is t...